Types of insurance for your scooter
Compulsory Third Party (CTP)
You can’t register your scooter without CTP insurance (also called Greenslip or TAC). It covers injury caused to your pillion or a pedestrian, and gives you peace of mind.
Before you buy a second hand scooter you should check the registration and CTP insurance details online at the local licensing authority in your state. Make sure you transfer the registration into your name within 14 days of purchase.
(Existing CTP insurance is automatically transferred with the registration.)
Third Party Property Damage
Cover for another person's property, whether it's another scooter, car or any other type of property belonging to a third party. This doesn’t include damage to you or your own scooter.
Comprehensive
This is the most common type of insurance for scooter riders as it provides cover for accidents including fire, theft, malicious damage, as well as third party cover.
Reduce your scooter insurance premium
Rural discount - did you know that some insurers offer discounts for riders who live in country regions? Ask if your area qualifies you for this discount.
No claim bonus
- many insurers offer a no claim bonus if you hold your insurance for a certain period of time without making a claim, saving you a lot of money in the long term.
Excess - this is the amount you may have to pay when making a claim. The most important thing to do is to get the third party’s details so your insurer can make a judgement about who was at fault. Your insurer will need the other party’s license number, license plates/registration and their full name, contact number and address. If you weren’t at fault and you have the other persons details it is very likely you won’t have to pay an excess. Your excess will vary depending on the level of cover you choose and the type of bike you have. Make sure you ask your insurer about the excess that will be relevant for you.
Other relevant considerations
Riding apparel - if your riding gear is damaged in an accident it can be quite expensive to replace. Does your insurer cover replacement of riding wear?
Choice of repairer
- you wouldn't want to cart your scooter all over town getting quote after quote for your insurer would you? Ask if you can choose your own repairer.
Famous insurance for your two wheels
Don't get left on the sidewalk - make sure you're fully covered in case of an accident. Scootersales recommend Famous Bike insurance to cover all your insurance needs. (Famous have taken over scooter insurance from the Arista Underwriting Agency.)
Get a quote for your scooter now.
Who's Famous?
Famous Bike Insurance is designed to suit you as well as your two wheels. We understand your passion and are here to help - from the time you take out insurance to the time you may need to make a claim. Whether you've just got on the road or you're an experienced rider, make sure you get the best coverage for your scooter with Famous.
Most insurers will categorize scooters the same as full-scale bikes and charge premiums accordingly. Famous not only makes the process of obtaining insurance simple, your quote will be based on the type of bike or scooter you ride.
Famous Bike insurance covers your scooter AND accessories in case of:
• Fire, explosion, lightening, earthquake or flood
• Collision, impact and overturning while in transit
• Theft from a carrying vehicle
• Theft from locked premises
• Malicious damage while at a locked premise
Why choose Famous?
Famous rewards you the longer you've been riding. You can receive up to 65% off your premium depending how long you have been riding without a claim or accident!
Plus there's a whole range of benefits that come with Famous Bike insurance including:
• A 20% no claim bonus after a year without a claim.
• No age restrictions – cover is available to all riders of legal driving age.
• Replacement bike or scooter of the same make, model and series if in the 24 months after it's first registered (and you are the first registered owner) your bike or scooter is a total loss
• Optional cover for riding apparel up to the value of $5,000.
And if you do need to make a claim, our friendly, knowledgeable staff will make it as smooth and seamless as possible to get you back on the road as soon as possible.
Get a quote for your scooter now.
We recommend that you consider the Product Disclosure Statement (PDS) before making a decision to purchase the product. You can obtain a copy of the Famous PDS by visiting the website at
www.famousinsurance.com.au.
Insurance underwritten by Calliden Insurance Limited (ABN 47 004 125 268) an Australian General Insurer, who is APRA regulated and holds an AFSL 234438.
Dawes Underwriting Australia Pty Ltd T/A Famous Car Insurance
ABN 18 050 289 506
AFSL 230845
Get a quote for your scooter now.